Spence & Partners home page                    
         
         
         
         
  Defined Contribution - fund and benefit projection tool    
  Enter information in the shaded boxes below      
  refer to notes      
         
  Date of birth    
         
  Sex    
         
  Chosen retirement age    
         
  Current salary    
         
  Inflation assumption per year %  
         
  Salary growth assumption per year %  
         
  Current contribution rate as a percentage of salary (include your own and any employer contributions) %  
  (see notes)      
         
  and/or      
         
  Fixed contributions per year    
  (see notes)      
         
  Current age (nearest)    
  Period to chosen retirement age    
           
  Current fund value - what is your fund worth at the moment      
         
  Chosen investment return per year %  
  (see notes)        
           
         
         
         
  Results:      
         
  Projected fund value at retirement age      
  Present value of projected fund to allow for inflation    
         
  Estimated pension per year  
  Present value of estimated pension to allow for inflation per year  
          Please refer to our Terms page
  Estimated tax free cash sum    
  Present value of estimated tax free cash sum to allow for inflation    
         
  Estimated reduced pension per year  
  Present value of estimated reduced pension to allow for inflation per year  
         
         
         
         
  Projected salary at retirement age    
         
  Projected pension as proportion of projected salary %